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Using Paypal for eBay Purchases


Paypal is the preferred payment choice for many buyers because Paypal allows buyers to pay instantly for eBay purchases. In this article, we will review using Paypal on eBay from the buyer's point of view.

Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal.

One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund the transaction in three ways. This can confuse buyers, and cause problems.

Here's the three ways to fund a Paypal transaction:

1. Transfer from a bank account tied to the user's Paypal account.

2. Transfer from a Paypal balance.

3. Payment from a Credit Card.

The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine.

Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback.

A chargeback is when a buyer reverses the charge on a credit card by contacting his bank. Most, maybe all, banks will reverse a credit card charge with little or no investigation if the card holder contests the charge. The money is taken right out of the merchant's bank account -Paypal in this case.

Paypal makes it difficult to use a credit card to send money through Paypal. This is done making the credit card payment option difficult to find, and warning users about the "risk" because you cannot buy Paypal's insurance.

With a credit card purchase, you do not need Paypal's insurance. Your bank will reverse the charge free if the seller scams you.

One other way Paypal makes it hard for users to instantly send money with a credit card is by limiting the total amount you can charge.

The first time I tried to use Paypal to pay for an eBay auction, I was unable to use my credit card because the amount was above the limit. That was a $700 item. I think the single item limit is $500, but could not find confirmation of this. The lifetime limit, or total amount you can send all eBay sellers with a credit card is $2,000.

If you wish to pay for an item with a credit card through Paypal you should confirm the seller takes card transactions. This can be done reviewing the auction and looking for the credit card logos adjacent to the Paypal logo in the payment methods screen.

Whenever you pay for an eBay auction through Paypal, you should check the seller's Paypal status. Do not send large amounts to unverified users, and watch that the user's address matches the auction details.

Paypal is an easy way to pay for your eBay purchases.

Terry Gibbs is a collector/dealer of old toys and trains, and teaches others how to buy and sell antiques and collectibles. Gibbs is the author of two best selling eBay books "The Auction Revolution," and "The Complete Guide To eBay Consignment Sales." He has also written numerous other books about buying and selling antiques and collectibles. Learn more at his website: http://www.news.iwantcollectibles.com

Copyright 2005 IWantCollectibles LLC used with permission.


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE RESOURCES updated Sun. June / 16 / 2019

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  2. Babe Ruth road jersey sells at auction for $5.64 million  Thegardenisland.com
  3. Babe Ruth jersey breaks world record, selling for $5.6 million in auction  Baltimore Sun
  4. Babe Ruth's jersey sold at auction for a record-breaking $5.6 million  CNN
  5. View full coverage on Google News

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Selected Western livestock auctions | Livestock Auctions  Capital Press

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Citigroup Suspended From Japan Bond Auctions on Manipulation - Bloomberg
Citigroup Suspended From Japan Bond Auctions on Manipulation  Bloomberg

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1929: After auctions, new owners and a player's strike  syracuse.com

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Auction calendar: June 14, 2019  Wisconsin State Farmer

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How Google is rewriting the rules of ad auctions  AdAge.com

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West Michigan family auctions off extensive automobile collection  WXMI FOX 17 West Michigan

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The art auction boom in figures  FRANCE 24

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Guinness-Record Organic Whisky Available At Hong Kong Auction  Forbes

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'World's cheapest' Ferrari listed at auction for $245  Fox News

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Rate cut, election result, revive buyer interest in auctions  The Australian

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Burt Reynolds' Belongings Up For Auction - NPR
Burt Reynolds' Belongings Up For Auction  NPR

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Egypt Tries to Halt the Auction of a King Tut Sculpture Amid Accusations That It Could Have Been Looted  artnet News

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Ericsson Blames Pricey Mobile Auctions for Crippling Europe's Tech Sector  Light Reading

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IRS auctions: Your chance to take home the gold  Concord Monitor

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EU approves Italy's auction scheme for renewables incentives  pv magazine International

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New York Private School Teacher Held Mock Slave Auction: State AG  HuffPost

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Apollo 11 items up for auction in Amherst  WMUR Manchester

Fifty years ago, the world's attention was aimed at the skies as people first walked on the moon, and a local auction house is offering the chance to buy a piec...


Nazi Code-Making Enigma Machine Is Up for Auction - Live Science
Nazi Code-Making Enigma Machine Is Up for Auction  Live Science

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Huntsville City Schools vehicle auction through June 16  rocketcitynow.com

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Police auction gives stolen and abandoned items new life - KSNB Local 4
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Have stuff to sell because of downsizing, divorce or death? An estate sale or auction could be your answer. - Washington Post
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Holland mansion going to auction with no minimum bid required  Detroit Free Press

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Silent auction fundraiser held for Owen Jones - wlfi.com
Silent auction fundraiser held for Owen Jones  wlfi.com

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CBA proposes FUEL auction process for C-band - FierceWireless
CBA proposes FUEL auction process for C-band  FierceWireless

The CBA insists its proposal is the fastest, most efficient way to transition mid-band spectrum to terrestrial 5G *service*. (Pixabay). Share Facebook Twitter ...


Online Auction Platform Dropit Combines The Excitement Of Gaming With Retail - Forbes
Online Auction Platform Dropit Combines The Excitement Of Gaming With Retail  Forbes

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The Subtle Psychology of Auction Fever  The Wall Street Journal

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'Barn find' toy car sells for thousands at auction - Fox News
'Barn find' toy car sells for thousands at auction  Fox News

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Christies Hong Kong Spring Auctions 2019 Report - Christie's
Christies Hong Kong Spring Auctions 2019 Report  Christie's

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Oregon Ranch With Own Airstrip in a National Forest Heads to Auction - Barron's
Oregon Ranch With Own Airstrip in a National Forest Heads to Auction  Barron's

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State fleet vehicle auctions in North Dakota now allow online... - Jamestown Sun
State fleet vehicle auctions in North Dakota now allow online...  Jamestown Sun

BISMARCK — The North Dakota Department of Transportation has announced that state fleet vehicle auctions will now have an online bidding opportunity for ...


Guitar collection of Pink Floyd's David Gilmour to go to auction - UPI News
Guitar collection of Pink Floyd's David Gilmour to go to auction  UPI News

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Tales from the Oak Park Police Impound Auction - Oakland County 115 News
Tales from the Oak Park Police Impound Auction  Oakland County 115 News

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Kurt Cobain pizza-soaked setlist plate sells for $22,000 at auction - Alternative Press
Kurt Cobain pizza-soaked setlist plate sells for $22,000 at auction  Alternative Press

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Bring A Trailer Auctions Mercedes-Benz 300SL Gullwing for "White Glove" Service Launch - HYPEBEAST
Bring A Trailer Auctions Mercedes-Benz 300SL Gullwing for "White Glove" Service Launch  HYPEBEAST

Car collection auction platform Bring A Trailer has announced two new premium services titled “Plus” and “White Glove.” The auction company takes its Classic ...


Rare Books &c. at Auction This Week - Fine Books & Collections Magazine
Rare Books &c. at Auction This Week  Fine Books & Collections Magazine

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Who Were the Breakout Stars of New York’s Spring Art Auctions? We Crunched the Numbers to Find Out  artnet News

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Namibia forced by drought to auction 1,000 wild animals - The Guardian
Namibia forced by drought to auction 1,000 wild animals  The Guardian

Drought-hit Namibia has authorised the sale of at least 1,000 wild animals – including elephants and giraffes – to limit loss of life and generate US$1.1 million for ...


Pemex Partner Auction Canceled | OilPrice.com - OilPrice.com
Pemex Partner Auction Canceled | OilPrice.com  OilPrice.com

An auction to pick foreign partners for Mexican state energy giant Pemex scheduled for October has been canceled by the country's energy regulator.


IRS to auction off hundreds of gold, silver coins seized from tax evader - Fox Business
IRS to auction off hundreds of gold, silver coins seized from tax evader  Fox Business

The IRS is set to auction off some valuable assets this week that were seized from a person who failed to pay taxes to the agency over a number of years, ...


Painting attributed to Caravaggio on display before auction - Dayton Daily News
Painting attributed to Caravaggio on display before auction  Dayton Daily News

Visitors on Friday were given one last chance to admire a 400-year-old painting found in an attic in southern France and attributed to Italian master Caravaggio, ...


Dawnus auction raises over £5m - BBC News
Dawnus auction raises over £5m  BBC News

More than £5m has been raised at an auction selling off equipment owned by collapsed construction firm Dawnus. More than 2,000 people across the globe ...


Warren Buffett lunch commands record $3.5 million as charity auction nears homestretch - Yahoo Finance
Warren Buffett lunch commands record $3.5 million as charity auction nears homestretch  Yahoo Finance

By Jonathan Stempel. (Reuters) - The cost of a private lunch with Warren Buffett, the billionaire chairman of Berkshire Hathaway Inc, sat at a record $3,500,100 ...


Oleg Cassini Estate Auction: A Close-up of the Designer’s Life, Career and Collection - WWD
Oleg Cassini Estate Auction: A Close-up of the Designer’s Life, Career and Collection  WWD

One of the most alluring offerings of the auction are the detailed letters, notes and sketches that the former first lady exchanged with the designer to craft her ...


Latest Cap-and-Trade Auction Shows Strong Results - Streetsblog California
Latest Cap-and-Trade Auction Shows Strong Results  Streetsblog California

The California Air Resources Board just released the results from the latest – the 15th – joint California-Quebec cap-and-trade auction, and the program seems ...


AuctionTime.com Sells Over $65 Million in its Highest-Grossing May Auctions to Date - PRNewswire
AuctionTime.com Sells Over $65 Million in its Highest-Grossing May Auctions to Date  PRNewswire

LINCOLN, Neb., May 31, 2019 /PRNewswire/ -- AuctionTime.com set a new record for the month of May, with more than $65 million (gross auction proceeds) in ...


‘Substantial’ Lock of Beethoven’s Hair Heads to Auction - Rolling Stone
‘Substantial’ Lock of Beethoven’s Hair Heads to Auction  Rolling Stone

A lock of Ludwig van Beethoven's hair, which the composer cut off himself and gave to a pianist in 1826, will hit the auction block this Tuesday. Sotheby's will ...


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