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Refinancing and Car Finance - Is it worth it?
Refinancing and Car Finance - Is it Worth It?
No doubt you have heard of refinancing your mortgage. It has become all the rage, but now you can also refinance your car loan.
You stand to save several hundred dollars over the term of the loan.
My take on it is go for it. Competition is healthy and it will keep the finance companies on their toes providing better service for all. There's just one thing to be careful of online:
Just make sure you go with a reputable company. There are car finance companies on line these days such as E-loan or Capital 1, which are proving themselves worthy adversaries to the standard brick-and-mortar loan companies.
It's not hard to see why? Simply apply from the convenience of your home rather than trudge all the way into some downtown office and line-up in a queue.
It's even better than on the phone, because you can send your application in and forget it. Before you blink you have an approval or not. If you don't, then you can simply find another one.
You can start off with a higher interest rate if you have bad credit and then refinance to a better rate later on.
Be sure to read all the terms and conditions and check with your accountant or financial advisor before making financial decisions.
Graeme Sprigge is the webmaster of SellMyCarForCash.Com, a website dedicated to enlightening you on how to get the most for your car in a private sale. The site is is constantly expanding and includes more great articles, some of which are available for reprinting in your ezine. There is a lack of unbiased information on the net in this are so this site aims to fill the gap.
For more cool articles, cool car selling tips, car finance tips visit http://www.sellmycarforcash.com
For his recommendation on the best online car finance there is more info here
Copyright 2005 Graeme Sprigge. Please feel free to pass this article on to your friends, or use it in your ezine or newsletter. It's a shareware article.
MORE RESOURCES updated Tue. June / 06 / 2023
Today's Mortgage, Refinance Rates: June 6, 2023 | 30-year Rates Increase 1.7% Since Last June - Business Insider
Today's Mortgage, Refinance Rates: June 6, 2023 | 30-year Rates Increase 1.7% Since Last June Business Insider
It May Cost More to Refinance a Mortgage Than You Think Yahoo Finance
The Great Pandemic Mortgage Refinance Boom - Liberty Street ... Liberty Street Economics -
Today's refinance rates decline - June 6, 2023 Bankrate.com
Compare Today’s Refinance Rates | U.S. U.S News & World Report Money
How to get a low-cost mortgage refinance Yahoo Finance
What is mortgage refinancing and how does it work? Yahoo Finance
The Fed’s man-made housing market recession hit so hard that 4 real estate titans just lost their Fortune 500 status - Fortune
The Fed’s man-made housing market recession hit so hard that 4 real estate titans just lost their Fortune 500 status Fortune
Interest-Only Loans Helped Commercial Property Boom. Now They ... The Wall Street Journal
No Regrets Getting An ARM Despite Higher Mortgage Rates Financial Samurai
Fixed rate cliff spurs record mortgage refinancing MacroBusiness
Refinancing your mortgage could save you thousands — here are some of the best refinance lenders - CNBC
Refinancing your mortgage could save you thousands — here are some of the best refinance lenders CNBC
How does mortgage refinancing work? CBS News
Here’s how sharply mortgage refinancing has dropped off Yahoo Finance
Today's Mortgage, Refinance Rates: May 29, 2023 | Rates Still High Business Insider
CFPB Launches Effort to Spur New Opportunities for Homeowners ... - Consumer Financial Protection Bureau
CFPB Launches Effort to Spur New Opportunities for Homeowners ... Consumer Financial Protection Bureau
Today’s 30-year mortgage refinance rates hit lowest levels in 15 days | Oct. 28, 2022 - Fox Business
Why Older People Can’t Get New Mortgages The New York Times
Should you refinance your mortgage to pay off debt? New York Post
VA refinance rates - current VA loan refinance rates today Business Insider
Small Business Loan Refinance Bankrate.com
Current 15-year refinance rates today Business Insider
Refinance Closing: An Overview Zing! Blog by Quicken Loans
What Credit Score Is Needed To Refinance a House | Chase Chase News & Stories
Compare Current 30-year Refinance Rates Business Insider
7 Refinancing Programs for Seniors Total Mortgage
Today’s mortgage refinance rates: 10- and 15-year rates hold steady | September 20, 2022 - Fox Business
Today’s mortgage refinance rates: 10- and 15-year rates hold steady | September 20, 2022 Fox Business
Understanding A No-Appraisal Refinance Zing! Blog by Quicken Loans