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Mortgage & Refinancing InformationBuying a Home After a ForeclosureBuying a home after a foreclosure is not an impossible task. With some careful planning and some savvy shopping, you can secure a mortgage loan even with a foreclosure in your credit history. Home Loans For People With Adverse Credit HistoryWhether you are planning to purchase a home for the first time or refinance an existing mortgage, plan on comparing lending companies before you accept a financing offer if you have adverse credit history. Sub prime lenders specialize in offering loans to people who have a high-risk credit history. How Much Home Loan Can I Afford?Have you ever asked yourself how much home loan can I afford? If you know how much of a payment you qualify for before shopping for a home, your purchase will go much smoother and it can save you a lot of headaches. How would you like to find the perfect place to live then not know if you can qualify for the loan? Long before you even start looking for your home, you need to know how much home loan you can afford. The Best Way To Get The Right MortgageAre you thinking of buying a home? If so, then there are many things that you need to research first. For example, do you know what a mortgage is and do you know all the details of getting a mortgage? The more you know before you get into it, the easier the whole process will be for you. Who Could Benefit From A Reverse Mortgage?What is a "Reverse Mortgage?"Also known as a Home Equity Conversion Mortgage (HECM)a reverse mortgage,is a popular way older homeowners (62+) can convert part of the equity in their homes into tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payments.Before explaining a reverse mortgage, let's review the features of a Standard Mortgage:With a standard loan or mortgage, your income stream is used to 'qualify' for the mortgage or loan. Debt Counseling - Healing Touch for the Ailing FinancesThe financial stories remain similar over the months and the years. With debts becoming a nuisance, people make resolutions and resolve to stand by these resolutions. Bad Credit Remortgage Loan: When Bad Credit Plays Mischief With Your MortgageFinancial difficulties are married to bad credit. It is a tough marriage but can be peaceful with a little bit of counseling. UK Mortages: A Guide Through The MazeTypes of UK Mortgages you may be wasting your money with the wrong type of mortgage. Knowledge is power. Your Mortgage Rate Compare and SaveWhen trying to obtain the best mortgage rate compare offers from several lenders or brokers. Know how much of a down payment you can afford, and find out all the costs involved in the loan. Residential Mortgages - a Step Ahead on the Property LadderDoesn't Residential mortgage give the impression that they are a different breed of mortgages? They are often thought at the first instance to be a complex term, which they aren't. They are actually the regular mortgages that we hear of so often. What to Really Expect for Closing CostsClosing on a property is a very challenging time for a would-be homeowner. Being informed, either through your mortgage broker, your real estate agent, or through self knowledge is the best thing you can be when going through this procedure. What Length Mortgage Is Right For You?You've found the home that is right for you, and now you need to do the same thing for a mortgage. There are several options for people out there, each one designed for a different type of buyer. Some of the Available Loan TypesThere are many mortgage products available on the market today. We can help you find out which one is right for you. Ending Your Private Mortgage Insurance EarlyPrivate mortgage insurance, or PMI, is the safety net of the lender. PMI benefits lenders because it guarantees payment on the balance of loans not covered by the sale of foreclosed properties. VA Loans, A Gift from Uncle SamUncle Sam has a gift for the men and women who serve our country. It is the VA loan. More Articles from Mortgage & Refinancing
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Trends in Mortgage Refinancing Activity Freddie Mac The Mortgage Refinance Rush Has Cooled, But HELOCs Can Unlock Housing Wealth Hawaii Business Magazine Can You Refinance a Reverse Mortgage? Investopedia When to Refinance Your Mortgage Business Insider Refinancing an FHA loan to a conventional loan Fox Business Inheriting a House With a Home Equity Loan Investopedia Why Mortgage Borrowers Will Want to Avoid the Prepayment Penalty If You Plan to Move or Refinance NextAdvisor Today's Mortgage, Refinance Rates: May 11, 2022 | High Inflation Means Rates Will Likely Stay Elevated Business Insider What is mortgage recasting and why should you do it? Fox Business How Piggyback Loans Work | Mortgages and Advice | US News U.S News & World Report Money Pros and cons of an adjustable-rate mortgage (ARM) Bankrate.com What Is a Mortgage Loan Officer? | Mortgages and Advice | US News U.S News & World Report Money Today’s mortgage refinance rates: Steady shorter terms offer best savings chances | March 17, 2022 Fox Business Mortgage Fraud | The Ascent The Motley Fool 20-year mortgage refinance rates fall, giving buyers savings opportunity | March 16, 2022 Fox Business Today's refi rates move higher – May 9, 2022 Bankrate.com Should you refinance your mortgage now? Consider these factors The Seattle Times Today's Mortgage, Refinance Rates: May 13, 2022 | Rates Increase for the Second Week in a Row Business Insider Today's Mortgage, Refinance Rates: May 16, 2022 | Rates Have Increased Over 2% Since Last Year Business Insider 3.8 million homeowners would still benefit from refinancing amid rise in mortgage rates, says Black Knight Fox Business Jumbo Loan Refinance Guide | 2022 Rates and Guidelines The Mortgage Reports Still time to lock in a lower rate: Today's 30-year mortgage refinance rates fall | Feb. 9, 2022 Fox Business How to refinance your mortgage, a step-by-step guide The Washington Post Survey finds 74% of homeowners haven’t refinanced despite historically low mortgage rates Bankrate.com 3 Reasons to Refinance Your Mortgage Despite Rising Rates The Motley Fool What you need to know about 5/1 ARM refinance loans Fox Business Should You Refinance Your Mortgage in 2022? The Motley Fool Plunging Mortgage Rates Mean Refinancing Is Back on the Table for 2 Million Borrowers The Motley Fool After Losing Her Home in a Fire, This Teacher Needed a Fresh Start. A Mortgage Refinance Helped Her Do It NextAdvisor Mortgage and real estate news this week: Affordability squeeze tightens, and refinancing must-knows Bankrate.com 15 of the best mortgage refinance companies for 2021 Fox Business VA Loan Refinance Options | 2022 VA IRRRL and Cash-Out The Mortgage Reports Cash-out refinance vs. no-cash-out | What's the difference? The Mortgage Reports Home Mortgage Refinancing Disparities During the COVID-19 Pandemic: Insights for Delaware, New Jersey, and Pennsylvania Philadelphia Fed Mortgage Refinance As An Inflation Hedge Surfky.com What Is a Mortgage Refinance? The Motley Fool Can You Refinance A VA Loan? Zing! Blog by Quicken Loans Mortgage refinance: Everything you need to know Fox Business Unemployed and unable to refinance Marketplace
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