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How to Value Your Jewelry at Home or Work
Many thanks for taking the time to read this compact jewelry
article entitled 'How to Value your Jewelry at Home or Work'. You
are about to discover the intricacies and formulas that highly
qualified Gemologists and evaluators are using, right now, to
evaluate and appraise gold, silver and platinum jewelry.
But before we begin, I would simply like to bring you 'up to
speed' on what will be required. As you know, the art of valuing
jewelry takes many years to learn (over five years before you can
graduate) and then it takes several more years to gain the
necessary experience to 'get it right'.
Gemologists don't all become Valuers because of this high
level of study, which doesn't include the expense of Microscopes
and Refractometers and Dichroscopes and and and....
In this program we don't even want to explain what these
pieces of equipment are because firstly; they are too expensive
(you can pay thousands of dollars just for a binocular
microscope) and secondly because you are not a trained jeweler,
and probably don't want to be.
So don't let that put you off because we are NOT trying to
turn you into professionals overnight. That would be wrong of us
to even try.
We don't want the Jargon either. Just some simple facts. What
we are going to achieve is nothing more than a simple
understanding of what you need to know, to at least get a
'Slippery Grip' of basic terms. The hardest part is NOT the
testing or algorithms involved but mainly the correct and
systematic identification of what your are trying to value. The
calculations are nothing more than a natural outcome, which just
proves what can be accomplished using the most simple school
mathematics. If you can multiply and divide, and add money, you
can do this course.
We assume you are trying to get a 'Ball Park' figure on
something you own, or want to own, or sell, or insure. Which
brings us to the first question.
What exactly is a Valuation or Appraisal?
All of the calculations and procedures done throughout this
series of articles are built into our 'Online Jewelry Valuation
Self Appraisal Kit' which does all the work for you. Why? So you
don't have to. Simple...
You can go to the Valuation Appraisal Centre, to discover how
easy it is to value your own jewelry at home or work (The address
is listed at the bottom of this article) and discover why we use
it ourselves.
This is an important yet sadly overlooked concept.
People, just like you, simply want to 'Know what it's Worth'
but that's a very subjective statement. For example:
What's it worth to you?
Does it have sentimental value?
If it does, there is no way we can measure or calculate for
that. It's a personal thing.
What's it worth on eBay?
That depends if you are a Buyer or a Seller. At the end of the
day the value lies in what two people agree upon.
What's it worth if you bought it from your neighbor?
What's it worth to them or what's it worth to you?
These are two different things.
What's it worth when your local Jewelry Store has a 50% Off
Sale? Are you really buying a bargain or is it just another ploy
to get your money.
What's it worth if it's stolen?
Does this value represent the true figure?
If you were 'Fagin' in Oliver Twist, what was it worth to
him?
Bet Fagin had a different price in mind when he traded with
the Artful Dodger.
But what if you were the jewelry owner. What's it worth then?
The Insurance company might have a different view to you. After
all, they want to replace it as cheaply as possible, while you
want it valued as high as you can. You pay the premium for the
privilege, of course, but it still remains very loose.
Tip: A 'Valuation or Appraisal' is generally accepted as a
price based on Insurance assessment. ALL other valuations flow
from this one rate.
So the answer lies in some form of accepted standard which
must be based on sound principles, backed by REPEATABLE formulas
which can be expected to be 'around the same figure' no matter
where you go in the world.
And thankfully, it is. Gold is Gold is gold... right?
The calculations used (behind the scene so you never need to
see them) in our 'Online Jewelry Valuation Self Appraisal Kit'
knows from your answers to multiple choice questions, exactly
'What's it worth'. Easy eh?
Go to the Valuation Appraisal Centre to uncover the secrets of
just how stress-free it is to value your own jewelry at home or
work (The address is listed at the bottom of this article) and
let the 'Kit' do it for you.
Like humans, not all gold is created equally.
Thankfully. A lot will depend on what part of the world you
come from and certainly can dramatically change the value of any
jewelry item.
You may have wondered about that VERY yellow gold which comes
from the Middle East or Asia. Is it the same as the gold on Sixth
Avenue or Hatton Garden in old London Town?
Why is it that jewelers talk about CARAT weight in diamonds
and gemstones, but also use the term CARAT when it comes to the
quality of gold. Are they the same thing?
We will certainly be looking into that term in an upcoming
issue.
You see, when it comes to Gold (this does not apply in quite
the same magnitude for Silver or Platinum items) because it comes
in more than one color and more than one quality.
You have the typical yellow gold, a green gold, the ever
popular white gold which is currently making a bit of a comeback,
and the sought after 'Rose gold,' fashionable in Victorian and
Vintage Jewelry.
Each of these will have a different price structure when it
comes to appraising your jewelry. Nothing dramatic, but a
difference anyway.
Yet the bottom line could add several hundreds of dollars to a
Bracelet or ring, so you will need to know 'How to' spot these
distinctions in metal.
So how do you do it? By using the best tools a Valuer can
possess (your eyes) while employing the greatest skills you can
learn (how to measure things). Once you have these handy little
methods in your arsenal, the rest is just a matter of
arithmetic.
So watch out for your next issue of this mini-course, where
we'll reveal the single most important consideration when it
comes to valuing ANY jewelry.
regards and please watch the road. David Foard F.G.A.A. Fellow
of the Gemological Association of Australia and former member of
JATVC - The Valuers Council (retired).
P.S. If you are really serious about getting a Valuation
Appraisal done quickly and easily with minimum effort.... then go
to the Valuation Appraisal Centre to discover just how easy it is
to value your own jewelry and reproduce a Certificate on your own
Printer at home or work (The address is listed below) and follow
the advice given there. Couldn't be any easier.
David Foard is retired ("Ha..." he laughs). He is working
harder now than at any time in his life, especially over the 30
years he spent in the Antique Jewelry Trade as a qualified
gemologist and member of the Valuers Council. Now he concentrates
on the three 'R's of 'Reading' Ritin' and re-ritin articles,
courses and producing a free monthly newsletter at his
website.
Get all the info now by going to http://www.online-jewelry-appraisals.com/
and follow the links to the Valuation Appraisal Center.
 MORE RESOURCES updated Thu. February / 09 / 2023
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