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Pets Information Channel:
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Trying to decide if you should get pet insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.
Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.
Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.
Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.
The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you don't have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.
Amy Dunphy
Owner of the Dog Trainer Search - Get
all the information you need on training your dog or puppy
MORE PETS INFORMATION RESOURCES updated Sat. February / 04 / 2012 Cleveland News - Fox 8 | Obesity epidemic strikes US pets CNN The majority of adult dogs and cats in US homes are overweight or obese, and the problem has gotten worse over the past year, according to the Association for Pet Obesity Prevention. Fifty-three percent of adult dogs and 55% of cats were classified as ... Are We Feeding Our Pets to Death? Avoid a Pet Emergency in Overtime: Super Sunday's Parties Can Be Dangerous To ... Half of All US Pets Dangerously Overweight |
 BigPond News | Ohio proposal would ban owners from buying exotic animals, create new caging ... Washington Post COLUMBUS, Ohio — Proposed legislation in Ohio would ban the purchase of lions, bears and other exotic animals, but current owners of the dangerous wildlife would be allowed to keep them as pets if they meet strict new requirements. State Sen. Ohio bill would ban new ownership of exotic pets State bill would ban new ownership of exotic pets |
 New York Daily News | Courtney Love 'to sue over leaked testimony in which daughter Frances Bean ... Daily Mail In the explosive files, Frances Bean accused her mother of causing the death of their family pets. She filed the restraining order against Love in LA superior court in December 2009 after they got into a physical fight. Backed by evidence from her male ... Courtney Love Planning To Sue Over Claims That Her Drug Use Killed Her Pets Frances Bean Cobain: Courtney Love 'killed the family pets' Courtney Love to Sue Over Leaked Court Papers Filed by Her Daughter |
 USA TODAY | Super Bowl pets, happy pet owners and new breeds USA TODAY USA TODAY compiled memorable Super Bowl ads featuring pets for you to take a look at. Popcorn Park Zoo in New Jersey has an especially talented camel, named Princess. She has a knack for predicting the winner of NFL games. In fact, Princess has picked ... TMZ Live Hey, Gisele Bundchen |
Pet Pointers: Pet's meds out of stock? Talk with your vet San Jose Mercury News Novartis has temporarily suspended production at one of its manufacturing facilities that produces both human and pet medications due to potential packaging issues or product mix-ups. Packaging issues would include tablets that are broken, incorrect in ... |
Animal Clinic's Pet Food Drive a Success Patch.com Buffalo Grove's Veterinary Specialty Center collected more than 1200 pounds of pet food and supplies during a two-month effort. Veterinary Specialty Center's pet food drive netted more than $1200 pounds of donations. Submitted by Veterinary Specialty ... Pet-friendly events for this weekend Feb. 4 – 5 |
 msnbc.com | Raw goat and veggies: Kibble's off the menu for these dogs msnbc.com As people are getting choosier about what they eat, they're insisting on providing their pets with more nutritious foods. Even the high-priced commercial dog food didn't agree with Ginger, so LaBaw started researching other options. |
Overweight pets are growing problem in US homes WFAA Please take a moment to review the available e-mail newsletters has to offer. Place a checkbox next to the newsletters you wish to subscribe to. Thank you for becoming a member of wfaa.com. You now have full access to the best local coverage and late ... |
Hints From Heloise: Pet-sitting precautions Washington Post Dear Readers: A reader recently shared her concerns regarding PET SITTERS. The reader found that none of the pet sitters in her area was bonded, and most of them keep house keys with address information on them. Here are other reader responses: Mark ... |
PREPARING YOUR PET FOR A NEW BABY Sioux Falls Argus Leader Experts say the countdown should include prep time for pets, too. A baby changes everything for a pet — from how its home looks, smells and sounds to what the rules are. Low-energy, friendly, social dogs are the most adaptable pets, while independent, ... |
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