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Mortgage & Refinancing Information
A mortgage is borrowing money using property as a security, a type of secured loan in other words. Primarily, the purpose in borrowing the money is to purchase a property.
Money is like music, if managed well, produces a good symphony. One wrong note - one wrong decision - it produces a jarring sound.
The recent boom in house price values have made some homeowners more wealth than they could have possibly earned though working in their jobs, however what use is all that wealth if you can't get your hands on it until you've sold your house? The quickest and easiest way to unlock the increased value in your home is often a secured loan that will allow you to receive a lump sum upfront without having to move or remortgage your house. Why take a secured loan? Perhaps it's time to take that amazing touring holiday, perhaps it time to replace the kitchen or even build an extension to your home, with unsecured lending normally restricted to amounts less than £25,000 if you need borrow more money then the best option will be a secured loan.
If finances had a copyright, we would have bought it by now. But it is hardly sold anywhere near the place we live.
Recent news has made much of parents stretching their finances to cover costs for their twenty and thirty something children. Debts and high property prices have forced many offspring to return home, tail between legs, under the attractive new marketing term of "kippers": kids in parents' pockets eroding retirement savings.
For years, when someone wanted to purchase or refinance a home, the choices were simple. The buyer chose either a 15-year fixed-rate mortgage or a 30 year fixed-rate mortgage.
Almost two thirds of first time buyers accept the first mortgage they are offered and fail to shop around, often missing out on better deals. Many first time buyers feel pressurized by their estate agents into quickly organizing a mortgage for fear of losing out on a property or are attracted to a low interest rate without looking at the mortgage deal as a whole.
Are you one of a growing number of people planning on buying a holiday home in Spain? Or have you decided to expatriate, buy a Spanish home and live in it permanently? If so, you may be about to begin your hunt for an international mortgage to purchase real estate abroad? The task of finding the best international mortgage can seem like quite a daunting one at first glance with many domestic, overseas and international providers vying for your business. But don't panic! Tackle the task head on, ensure you secure yourself the best possible international mortgage or property finance deal today and you will save yourself tens of thousands in interest payments over the lifetime of your mortgage.
Lots of articles have appeared recently about the booming real estate market in the United States. Home prices, especially on the East and West coasts, are not only at record levels, but are increasing at record rates.
There are several advantages to getting mortgage pre-approval before looking for a home. Being pre-approved for a loan lets you know how much you can borrow towards a home, your agent can help you find a home within the loan amount you're pre-approved for, and a seller of a home is more likely to accept your offer than someone who has not been pre-approved for a loan yet.
Refinancing your mortgage after bankruptcy is actually the same as replacing it with an entirely new mortgage. The most common reason for refinancing your mortgage after bankruptcy is to get a lower interest rate and save money over the length of your mortgage.
Refinancing your home equity loan is an excellent way to save money. By refinancing your home equity loan you can lower your interest rate and finance for a longer or shorter term.
If you have seen all the advertisements regarding refinancing your house you may be wondering if refinancing can actually save you money. The answer is yes! Interest rates are at the lowest levels in decades and there has never been a better time to refinance your home.
A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in need of extra cash.
We all know that there are a lot of mortgage companies out there. But how do you know which company to choose? Some companies have flashy advertisements about low interest rates, but are they really the best company to choose? A mortgage is a very large investment, so the company that you choose has to be the best company out there for you.
More Articles from Mortgage & Refinancing
MORE RESOURCES updated Wed. July / 15 / 2020
10 things to know before refinancing your mortgage Fox Business
Why home equity matters when you try to refinance your mortgage The Philadelphia Inquirer
You might have a tough time getting a 'jumbo mortgage' during pandemic. Here's what to expect - CNBC
Compare Today's Mortgage Refinance Rates: Jul 13 Credible News
'Refinancing isn't free:' How to navigate refinancing a mortgage Community Impact Newspaper
What is the average refinance closing costs? The fees add up Business Insider
Successfully Refinancing Your Mortgage Isn’t Just About Getting A Great Interest Rate. Here’s What Else You Need To Look For - Forbes
Successfully Refinancing Your Mortgage Isn’t Just About Getting A Great Interest Rate. Here’s What Else You Need To Look For Forbes
2% mortgage rates: Real or marketing gimmick? | Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports
2% mortgage rates: Real or marketing gimmick? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports
Wells Fargo tells new clients they need $1 million in balances for certain mortgage refinancings - CNBC
Wells Fargo tells new clients they need $1 million in balances for certain mortgage refinancings CNBC
YOUR MONEY: When mortgage rates are low, should you refinance? Part 2: Additional considerations - Inside NoVA
YOUR MONEY: When mortgage rates are low, should you refinance? Part 2: Additional considerations Inside NoVA
4 tips for refinancing your mortgage during the pandemic, from homeowners who just did it - Business Insider
4 tips for refinancing your mortgage during the pandemic, from homeowners who just did it Business Insider
How Often Can You Refinance Your Mortgage? Credible News
Lenders More Likely To Deny Black Home Buyers A Mortgage: LendingTree Financial Advisor Magazine
Refi Rates Today, June 22, 2020 | Rates rise Bankrate.com
Refi Rates Today, July 8, 2020 | Rates slide Bankrate.com
COVID-19 Mortgage Help for Vets: The VA IRRRL | Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports
COVID-19 Mortgage Help for Vets: The VA IRRRL | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports
Student Loan Refinancing Rates Fall to New Lows Credible News
Record mortgage applications as Americans rethink importance of home: Quicken Loans CEO - Fox Business
Record mortgage applications as Americans rethink importance of home: Quicken Loans CEO Fox Business
Is Your Mortgage Forbearance Ending Soon? What To Do Next Realtor.com News
The questions to ask of the Quicken Loans IPO Financial Times
Stanley Zimmerman - Obituary Legacy.com
Mortgage 101: Don't let fear demotivate you Shawnee Mission Post
Mortgage refinance: Everything you need to know Fox Business
Getting a mortgage after bankruptcy: What to know Bankrate.com
How to refinance your mortgage Fox Business
Is now the best time to refinance your mortgage? Fox Business
Erickson joins GAB to lead mortgage services Dubois County Free Press
Best Month Ever For Mortgage Rates Mortgage News Daily
How to get the best mortgage refinance rates Fox Business
When should you refinance your mortgage? Fox Business
Survey: More than a third of Americans have delayed financial milestones because of pandemic - Bankrate.com
Survey: More than a third of Americans have delayed financial milestones because of pandemic Bankrate.com
Using Data to Identify Members Ready for a Mortgage Refinance Credit Union Times
Mortgage refinance applications spike 79% as homeowners rush to take advantage of lower rates - CNBC
Record number of borrowers can now save on a mortgage refinance as rates drop from coronavirus fears - CNBC
Record number of borrowers can now save on a mortgage refinance as rates drop from coronavirus fears CNBC
Should I refinance my house? Mortgage rates drop to 50-year low as coronavirus spreads across the U.S. — and the world - MarketWatch
Should I refinance my house? Mortgage rates drop to 50-year low as coronavirus spreads across the U.S. — and the world MarketWatch
How does mortgage refinancing work? Bankrate.com
Rushing to Refinance Your Mortgage: 6 Tips and What to Avoid The New York Times
I refinanced my mortgage during COVID-19, and thanks to low interest rates I'll save about $50000 - Business Insider
I refinanced my mortgage during COVID-19, and thanks to low interest rates I'll save about $50000 Business Insider
Forecasters See Surprisingly Strong Housing Rebound, But There Are Risks Mortgage News Daily
Weekly mortgage refinance applications spike 15% as interest rates plunge to lowest in nearly 4 years - CNBC
Weekly mortgage refinance applications spike 15% as interest rates plunge to lowest in nearly 4 years CNBC
The basics of no-closing cost mortgage refinancing Fox Business
The impact of the coronavirus on mortgage refinancings Brookings Institution
Should you join the rush and refinance your mortgage now? Washington Post
Should you refinance federal student loans? Bankrate.com
Right now would be a good time to refinance your mortgage Tampa Bay Times
Best mortgage refinance lenders of 2020 Loop North News
The 8 Best Mortgage Refinance Companies of July 2020 | Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports
The 8 Best Mortgage Refinance Companies of July 2020 | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports
The Mortgage Rates 'Sweet Spot' is Finally Here. Should You Refinance? | Mortgage Rates, Mortgage News and Strategy - The Mortgage Reports
The Mortgage Rates 'Sweet Spot' is Finally Here. Should You Refinance? | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports