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Home Mortgages: Should You Apply Now?If you're thinking about applying for a new mortgage or refinancing your current mortgage, you might want to take action now. In its survey this week (the week of Aug. 1), Freddie Mac, the corporation that finances many of the country's mortgages, reported that rates on 30-year, fixed-rate mortgages rose to a nationwide average of 5.82 percent. This represents the fifth week in a row that the rate on fixed-rate mortgages has gone up. This increase put the rate is at its highest since it averaged 5.91 percent for the week ending April 14. That's the not-so-good news. The good news is that rates on 30-year mortgages are still reasonable and have, in fact, stayed below 6 percent for all but two weeks this year. This, of course, would be for a new mortgage. If you are thinking of refinancing your current mortgage, you might want to look into a 15-year, fixed rate mortgage. The rates on these mortgages averaged 5.38 percent this week. This compares with an interest rate average of 5.34 percent last week. Frank Nothaft, Freddie Mac's chief economist, has said that "Long-term mortgage rates will more than likely rise over the next few months." Also, the Federal Reserve is expected to continue to increase a key short-term interest rate. It has increased this rate ten times since it began to tighten credit in June of 2004 and is expected to continue to increase this rate. Keep in mind that the nationwide interest rate averages quoted here do not include add-on fees known as points. Both 30-year and 15-year fixed-rate mortgages currently carry an average fee of 0.6 point Last year at this time, 30-year mortgages had an average interest rate of 5.99 percent and 15-year mortgages were at 5.40 percent. This means that right now, your interest rate on a new mortgage would probably be slightly less than a year ago. So, if you need a new mortgage or want to refinance your existing mortgage, now could be a pretty good time. For FREE help with debt and credit, subscribe today to Douglas Hanna's free email newsletter "8 Simple Steps to Debt Relief" at http://www.all-in-one-info.com.
 MORE RESOURCES updated Wed. July / 24 / 2019Refinance mortgage rates: 10 steps to get the best deal The Mortgage Reports How do you get the best refinance mortgage rates? Plan ahead and have a strategy. Here's how to do it in today's low-rate mortgage marketplace. Good time to refinance your mortgage? Fox Business The 30-year fixed mortgage rate recently reached its lowest levels since September 2017. Consider a Mortgage Refinance, Even If You Bought Recently NerdWallet Mortgage rates have fallen so much lately that millions of homeowners might benefit by refinancing — even if they bought a home in 2018. How to Refinance a Mortgage and When to Do It TheStreet.com Your mortgage can cost a lot of money over time. Here's how it might just cost a little less....BAC. Refinance mortgage rate moves up for Thursday Bankrate.com Refinance rates were mixed, but one key rate cruised higher. See what that means for your refinance. Will mortgage rates drop even more? Should I wait to refinance? The Mortgage Reports Mortgage rates are near historic lows, but maybe you've heard that nagging voice, the one which says “wait just a little longer. Rates can drop lower. Debt Consolidation with Mortgage Refinancing: How to Pay Off Debt with a Refinanced Mortgage Zing! Blog by Quicken Loans Considering a mortgage refinance to consolidate debt? Before you do, read our guide to make sure you understand how it works along with the pros and cons. Refinance rates advance for Monday Bankrate.com Several benchmark refinance rates cruised higher today. If you're shopping for a mortgage, see what that means for you. How the Fed’s interest rate decisions affect mortgage rates Bankrate.com If the Fed lowers rates at their upcoming July 30-31 meeting, only some mortgage borrowers need to pay attention, including those with adjustable-rate loans. More than 8 million homeowners are leaving big money on the table by not refinancing CNBC Mortgage rates have been on a roller coaster for the last year, but now they're sitting at the bottom of the track, and that is giving a major boost to the number of ... Refinance rates trend higher for Wednesday Bankrate.com Several closely watched refinance rates cruised higher today. See what that means for your refinance chances. Refinance mortgage rate retreats for Tuesday Bankrate.com Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a mortgage, see how your payments might be affected. ARM, HELOC mortgage borrowers could get a break if Fed lowers rates Bankrate.com Some borrowers might see lower monthly payments come the end of July if Federal Reserve Chairman Jerome Powell lowers interest rates. The federal funds ... 6 Strategies To Make Your First Mortgage Refinance A Success CBN News Mortgage rates may be rising but there's still room to refinance your home loan. Use these six ways to get the best deal on your first mortgage refinance. Mortgage rates today, July 22, 2019, plus lock recommendations The Mortgage Reports Average mortgage rates barely moved on Friday, as we predicted. However, the movement that did occur was different from what we expected. The average ... Should you refinance your mortgage now? Clark.com - Clark Howard Money expert Clark Howard has a simple rule for when to refinance your mortgage. See if it applies to you and how you can hit a "grand slam" if you do it. This is how ridiculously low mortgage rates are now. A historical perspective - The Mortgage Reports This is how ridiculously low mortgage rates are now. A historical perspective The Mortgage Reports Home refinance rates are low. 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Mortgage rates rise on expectation of Fed’s possible cut in short-term interest rates Washington Post Mortgage rates rose this week spurred largely by rising optimism about the Federal Reserve's possible move at the end of the month to cut short-term interest ... Refinance rates tick lower for Tuesday Bankrate.com Multiple closely watched refinance rates sunk lower today. Average rates nationwide for 30-year fixed and 15-year fixed refinances both declined. Meanwhile ... It's Your House, Only Cheaper — Why Homeowners Should Refinance Now to Save Big - PaperCity Magazine It's Your House, Only Cheaper — Why Homeowners Should Refinance Now to Save Big PaperCity Magazine Are you leaving money on the table when it comes to your home mortgage payments? If you are one of 5.9 million, homeowners who could lower interest rates ... 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No doubt some folks laughed when we suggested earlier this year that mortgage ... Mortgage rates move up for Tuesday Bankrate.com Multiple closely watched mortgage rates trended upward today. If you haven't locked yet, see how your future home loan payments could be affected. 4 Student Loan Refinancing Myths Debunked NerdWallet Student loan refinancing isn't a scam. To help you decide whether refinancing is a good option for you, we're addressing four common misconceptions. Commerce Bank to Use the Black Knight Servicing Digital Solution to Enhance the Consumer Experience Yahoo Finance Black Knight's Servicing Digital is an interactive, mobile solution that provides consumers with customized, timely information about their mortgage loan ... Guild Mortgage launches refi option for Airbnb hosts HousingWire Guild Mortgage has partnered with Airbnb to launch a refinance option for property owners who host guests through the Airbnb platform. The option allows ... 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Refinancing Jumps in Government-Backed Mortgages, Bucking Market Bloomberg A surge in government-guaranteed mortgage refinancings is underway, bucking the decline in the broader market since early June. Mortgage rates today, June 26, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Average mortgage rates moved lower yesterday, as we predicted. The fall was tiny but it was enough to match last Thursday's level, which was the lowest in 20 ... Smart Ways to Finance Energy Projects Habitat magazine Carol J. Ott in Green Ideas · New York City. PACE Financing. MarathonEnergy_logo_sponsor. Step lively. There's a new PACE in town. Say what? It's not just the ... Housing remains positive as uncertainty holds down rates: Fannie Mae National Mortgage News Fannie Mae increased its mortgage origination forecast as lower interest rates, driven by economic uncertainty, will lead to more refinance activity, but other ... 'Now Is The Time To Refinance': Low Mortgage Rates Cause Surge In Refinancing Forbes Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ... Mortgage rates predicted to fall to “the lowest they’ve ever been” The Mortgage Reports Mortgage rates fell to 3.84% in mid-June according to Freddie Mac, but could they go lower? A lot lower? Even the lowest they've been in 50 years? Mortgage ... Important mortgage rate moves up for Wednesday Bankrate.com Mortgage rates diverged today, but one key rate climbed higher. The average for a 30-year fixed-rate mortgage ticked up, but the average rate on a 15-year fixed ... Millennial refinances are taking nearly a week longer to close National Mortgage News Millennials flooded the mortgage market to refinance on lower rates, but the industry couldn't manage activity as quickly, according to Ellie Mae. 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Mortgage rates haven’t been this low since 2016 — here’s how to decide whether to refinance your home loan MarketWatch More people are pursuing refinances as mortgage rates have dropped. As rates drop, mortgage refinancing surges but home purchase loans remain tepid USA TODAY Homeowners scramble to refinance mortgages as rates hit the lowest level in 17 months. But mortgage applications for home purchase rose just 0.5%. Mortgage rates are falling—here's how to tell if you could save money by refinancing CNBC As mortgage interest rates drop, homeowners could save hundreds per month by refinancing. However, it's not a smart financial decision for everyone. 5 Signs It's Time To Refinance Your Mortgage Forbes You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ... 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Refinance mortgage rates mixed for Saturday Bankrate.com Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage. Refinance mortgage rate moves higher for Wednesday Bankrate.com Refinance rates were mixed, but one key rate were higher. See what that means for you if you're in the market for a mortgage. Refinance mortgage rate moves higher for Friday Bankrate.com Refinance rates were mixed, but one key rate were higher. If you haven't locked a refi yet, see how your future mortgage payments could be affected. Freddie Mac CHOICERenovation construction / renovation loan: 2019 guidelines The Mortgage Reports The CHOICERenovation (sometimes written “Choice Renovation”) mortgage from Freddie Mac gives borrowers a new option to buy and fix-up homes without ... 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VA loan churning is driving up mortgage costs for all government borrowers HousingWire The churning of loans backed by the Department of Veterans Affairs has long been a thorn in Ginnie Mae's side, as the agency has worked for three years to ... Refinance mortgage rate advances for Saturday Bankrate.com Refinance rates were mixed, but one key rate floated higher. If you're shopping for a home loan, see what that means for you. Refinance mortgage rate drops for Tuesday Bankrate.com Refinance rates were mixed, but one key rate trended down. If you're shopping for a refi, see how that could affect you. Still haven’t refinanced your mortgage? You still have an opportunity to save big Bankrate.com Mortgage rates seem to be the only thing that's affordable in today's low-inventory, high-priced housing market. This is good news for both homebuyers and ... Nearly 6 Million People Can Now Cut Their Mortgage Payments With Refinancing | RisMedia.com With interest on the low side, there is a potential to refinance and save. Refinance mortgage rate ratchets higher for Tuesday Bankrate.com Refinance rates were mixed, but one key rate climbed higher. See what that means for you if you're in the market for a home loan. Stocks Fall Despite Strong Economic Data – Market Update Zing! Blog by Quicken Loans Retail sales and industrial production showed some really strong results in June. Despite this, stocks fell quite a bit. Find out what happened. Flagstar Bancorp Reports Second Quarter 2019 Net Income of $61 million, or $1.06 Per Diluted Share Yahoo Finance TROY, Mich. , July 23, 2019 /PRNewswire/ -- Key Highlights - Second Quarter 2019 Adjusted net income of $41 million , or $0.71 per diluted share, excluding ... Refinance rates tick higher for Thursday Bankrate.com Multiple closely watched refinance rates trended upward today. See what that means for your refinance chances. Applications for mortgages, refinancing spike amid low interest rates Fox Business Amid the lowest mortgage rates in almost two years, overall mortgage applications swelled last week by nearly 27 percent according to data released ... Does refinancing your mortgage make sense as interest rates fall and why these couples say they’ll never move in together MarketWatch Happy Thursday, MarketWatchers! Don't miss these top stories: Personal Finance. The filthy mistake you're likely making in the kitchen — and its simple $14 ...
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