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Choosing a Real Estate Agent
Before you go looking at houses, you'll need to find a real
estate agent. Hiring a real estate agent takes a little bit of
time to do. You're making one of the most important financial
decisions in your life and you want to make sure you hire the
right person.
You can get recommendations for agents from family members,
friends and co-workers you trust who have used that agent
themselves in buying a home. You can also check the internet,
newspaper listings, and "Homes for Sale" publications.
The best type of agent to look for are the ones who work in
real estate full-time. Sometimes, the part-time agents may not
devote enough time towards finding a home for you. You want
agents who do this for a living full-time and will make sure that
your housing needs are met. Also, because there is such a high
turnover among real estate agents, you want to find several that
have been doing this for at least the past couple of years.
Try to find agents that are licensed and have the Graduate,
REALTORS® Institute series (GRI) accreditation from the
National Association of REALTORS® (NAR). Agents who have the
GRI will usually have it printed on their letterhead or business
cards. If not, just ask if they have this particular
accreditation.
After selecting several agents, set up interviews with each
one. The interviews don't have to be long, no more than an hour.
During the interview, explain to the agent what kind of house
you're looking for, what neighborhoods you're interested in, and
the price range you're comfortable with.
Ask the agent if he or she is a buyer's agent. A buyer's agent
represents the buyer only. Most agents say they represent the
buyer and seller, which is called dual agency, but they really
only represent the seller. These agents must legally negotiate on
behalf of the seller and put the seller's interest first before
yours.
Ask if the agent is an "exclusive buyer's agent". This type of
agent only works with buyers and does not sell homes. Ask to talk
with past buyers who have bought homes in the neighborhoods
you're interested in.
After conducting interviews with all the agents, choose the
one who answered your questions well and made you feel that
you're interests were important and they're committed to finding
that perfect home for you.
Michelle Roebuck provides mortgage and home buying advice for
people with bad credit at http://www.find-bad-credit-mortgage-loans.com
Sign up for her newsletter at http://www.find-bad-credit-mortgage-loans.com/newsletter.html
 MORE RESOURCES updated Thu. February / 09 / 2012
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With these historic words Margaret Thatcher initiated an
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How To Save Hundreds A
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When it comes to American spending habits, the sad truth is
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mortgage.
Home or Investment
Property Equity: Be Sure the Bank Gives You All that You
Deserve
Home equity is your own personal money machine. If you want
financial freedom, a home equity loan is probably the best
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The most basic distinction between types of mortgages that
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Essentially, there are two types of mortgages - fixed rate
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13 Extra Costs to be
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Whether you're looking to buy your first home, or trading
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purchase price - that you must figure into your calculation
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additional costs, could surprise you with an unwanted
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and prepared.
Seniors Can Use a
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For many seniors in or entering retirement, the prospect of
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Home Mortgage
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Are you one of the millions of Americans who will be
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